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What it actually says.
Rendered live from invented facts: A charge of USD 340 that the cardholder did not authorise, reported within the statutory window. The claimant is fictional and the figures are illustrative — your own claim produces its own numbers and its own citations.
The authority in the preview
It cites the article, not the act.
A document has to name the provision it relies on or it gets filed. These are the citations the sample evaluation put into the letter above; a real claim substitutes the ones its own regimes produced.
- 15 U.S.C. § 1666Fair Credit Billing Act§ 1666(a)
- 12 C.F.R. § 1026.13Regulation Z§ 1026.13(c)
Where it comes from
The laws that can produce this document.
A rule module declares the documents its evaluation can render into. These are the regimes in the current catalogue that offer this one — each with its own citations, deadlines and escalation ladder.
EEA (Norway, Iceland, Liechtenstein) — GDPR as incorporated into the EEA AgreementEEASupranational — 3 countriesRegulation (EU) 2016/679 (GDPR) as incorporated into the EEA AgreementConfidence: highEU cross-border healthcare — Directive 2011/24/EU reimbursement, the EHIC and the S2EUSupranational — 27 countriesDirective 2011/24/EU, Arts. 6, 7 and 8Confidence: highEU General Data Protection RegulationEUSupranational — 30 countriesRegulation (EU) 2016/679, Arts. 15–21Confidence: highFrance — dépassements d'honoraires, secteur 1 and 2, and the OPTAMFRNational — FranceCode de la santé publique, art. R. 4127-53Confidence: mediumGermany — the GOÄ and GOZ private billing schedules and their multiplier limitsDENational — GermanyGebührenordnung für Ärzte (GOÄ), §§ 2, 5 and 12Confidence: mediumIreland — public hospital charges, medical cards and the HSE complaints routeIENational — IrelandHealth Act 1970 (as amended)Confidence: lowItaly — Servizio Sanitario Nazionale, the ticket and the URP routeITNational — ItalyLegge 23 dicembre 1978, n. 833Confidence: lowNetherlands — NZa tariffs, the eigen risico and the SKGZ dispute routeNLNational — NetherlandsWet marktordening gezondheidszorg (Wmg), art. 35Confidence: mediumNorway — Angrerettloven right of withdrawalNONational — NorwayLov om opplysningsplikt og angrerett (angrerettloven), LOV-2014-06-20-27Confidence: highNorway — Financial Contracts Act 2020 and FinansklagenemndaNONational — NorwayLov om finansavtaler (finansavtaleloven), LOV-2020-12-18-146Confidence: mediumRussia — Consumer Rights Protection Law arts. 26.1 and 32RUNational — RussiaЗакон РФ от 07.02.1992 № 2300-1 «О защите прав потребителей», ст. 32Confidence: mediumRussia — Federal Law 152-FZ on Personal DataRUNational — RussiaФедеральный закон от 27.07.2006 № 152-ФЗ «О персональных данных», ст. 14, 20, 21Confidence: mediumRussia — Federal Law 161-FZ on the National Payment System and the financial ombudsmanRUNational — RussiaФедеральный закон от 27.06.2011 № 161-ФЗ «О национальной платежной системе», ст. 9Confidence: mediumSpain — Sistema Nacional de Salud coverage and the right to economic informationESNational — SpainLey 41/2002, de autonomía del pacienteConfidence: lowSwitzerland — Code of Obligations right of revocation (and the online gap)CHNational — SwitzerlandSwiss Code of Obligations, arts. 40a–40fConfidence: mediumSwitzerland — Financial Services Act ombudsman affiliation and the Swiss Banking OmbudsmanCHNational — SwitzerlandFinancial Services Act (FinSA / FIDLEG), SR 950.1Confidence: mediumSwitzerland Federal Act on Data Protection (revFADP)CHNational — SwitzerlandFederal Act on Data Protection (FADP, SR 235.1), Art. 25Confidence: mediumTürkiye — Bank Cards and Credit Cards Law No. 5464 and the Consumer Arbitration CommitteesTRNational — TürkiyeBanka Kartları ve Kredi Kartları Kanunu No. 5464Confidence: mediumTürkiye — Law 6502 distance contracts and the Subscription Contracts RegulationTRNational — TürkiyeTüketicinin Korunması Hakkında Kanun No. 6502, arts. 48 and 52Confidence: mediumTürkiye — Personal Data Protection Law No. 6698 (KVKK)TRNational — TürkiyeKişisel Verilerin Korunması Kanunu No. 6698, Arts. 11, 13, 14Confidence: mediumUK GDPR and Data Protection Act 2018GBNational — United KingdomUK GDPR Arts. 15–21 and Data Protection Act 2018Confidence: mediumUnited Kingdom — NHS charging, overseas visitor invoices and private healthcareGBNational — United KingdomNational Health Service Act 2006, s. 1(4)Confidence: mediumCalifornia Consumer Privacy Act (as amended by the CPRA)US-CASub-national — United StatesCal. Civ. Code § 1798.100 et seq. (California Consumer Privacy Act, as amended by the CPRA)Confidence: highCanada — provincial consumer protection acts and the federal Competition ActCANational — CanadaLoi sur la protection du consommateur, RLRQ c. P-40.1 (Quebec)Confidence: mediumCanada — the Canada Health Act prohibition on extra-billing and user chargesCANational — CanadaCanada Health Act, R.S.C. 1985, c. C-6, ss. 18-19Confidence: mediumCanada Personal Information Protection and Electronic Documents ActCANational — CanadaPersonal Information Protection and Electronic Documents Act, S.C. 2000, c. 5Confidence: mediumColorado Privacy ActUS-COSub-national — United StatesColo. Rev. Stat. § 6-1-1301 et seq. (Colorado Privacy Act)Confidence: mediumConnecticut Data Privacy ActUS-CTSub-national — United StatesConn. Gen. Stat. § 42-515 et seq. (Connecticut Data Privacy Act)Confidence: mediumDelaware Personal Data Privacy ActUS-DESub-national — United StatesDel. Code tit. 6, ch. 12D (Personal Data Privacy Act)Confidence: mediumIndiana Consumer Data Protection ActUS-INSub-national — United StatesInd. Code art. 24-15 (Consumer Data Protection)Confidence: mediumIowa Consumer Data Protection ActUS-IASub-national — United StatesIowa Code ch. 715D (Consumer Data Protection)Confidence: mediumKentucky Consumer Data Protection ActUS-KYSub-national — United StatesKy. Rev. Stat. § 367.3611 et seq. (Consumer Data Protection)Confidence: mediumMaryland Online Data Privacy ActUS-MDSub-national — United StatesMd. Code, Com. Law § 14-4601 et seq. (Online Data Privacy Act)Confidence: mediumMinnesota Consumer Data Privacy ActUS-MNSub-national — United StatesMinn. Stat. ch. 325O (Consumer Data Privacy)Confidence: mediumMontana Consumer Data Privacy ActUS-MTSub-national — United StatesMont. Code Ann. § 30-14-2801 et seq. (Consumer Data Privacy Act)Confidence: mediumNebraska Data Privacy ActUS-NESub-national — United StatesNeb. Rev. Stat. § 87-1101 et seq. (Data Privacy Act)Confidence: mediumNew Hampshire Data Privacy ActUS-NHSub-national — United StatesN.H. Rev. Stat. ch. 507-H (Expectation of Privacy)Confidence: mediumNew Jersey Data Privacy ActUS-NJSub-national — United StatesN.J.S.A. 56:8-166.4 et seq. (Data Privacy Act)Confidence: mediumOregon Consumer Privacy ActUS-ORSub-national — United StatesOr. Rev. Stat. § 646A.570 et seq. (Oregon Consumer Privacy Act)Confidence: mediumQuebec — Law 25 (Act respecting the protection of personal information in the private sector)CA-QCSub-national — CanadaAct respecting the protection of personal information in the private sector, CQLR c. P-39.1 (as amended by Law 25)Confidence: mediumRhode Island Data Transparency and Privacy Protection ActUS-RISub-national — United StatesR.I. Gen. Laws § 6-48.1-1 et seq. (Data Transparency and Privacy Protection Act)Confidence: mediumTennessee Information Protection ActUS-TNSub-national — United StatesTenn. Code Ann. § 47-18-3201 et seq. (Information Protection Act)Confidence: mediumTexas Data Privacy and Security ActUS-TXSub-national — United StatesTex. Bus. & Com. Code § 541.001 et seq. (Data Privacy and Security Act)Confidence: mediumMedicare and Medicaid billing limits, the QMB prohibition and the appeals ladderUSNational — United States42 U.S.C. § 1395u(b)(3)(B)(ii)Confidence: highUS medical billing errors, plan appeals, non-profit hospital obligations and medical debt collectionUSNational — United States45 CFR § 164.524Confidence: highUtah Consumer Privacy ActUS-UTSub-national — United StatesUtah Code § 13-61-101 et seq. (Utah Consumer Privacy Act)Confidence: mediumVirginia Consumer Data Protection ActUS-VASub-national — United StatesVa. Code § 59.1-575 et seq. (Consumer Data Protection Act)Confidence: mediumArgentina — Ley 24.240 de Defensa del Consumidor and the BCRA financial-user regimeARNational — ArgentinaLey 24.240 de Defensa del ConsumidorConfidence: lowArgentina — Ley 24.240 revocation and the botón de arrepentimiento / botón de bajaARNational — ArgentinaLey 24.240 de Defensa del Consumidor, art. 34Confidence: mediumArgentina — Ley 25.326 de Protección de los Datos PersonalesARNational — ArgentinaLey 25.326 de Protección de los Datos Personales, arts. 14, 16, 33Confidence: mediumBrazil — Código de Defesa do Consumidor art. 49 and the e-commerce decreeBRNational — BrazilCódigo de Defesa do Consumidor, Lei nº 8.078/1990, art. 49Confidence: highBrazil — planos de saúde, the ANS rol de procedimentos and the consumer routeBRNational — BrazilLei nº 9.656, de 3 de junho de 1998Confidence: mediumBrazil Lei Geral de Proteção de Dados (LGPD)BRNational — BrazilLei Geral de Proteção de Dados Pessoais, Lei nº 13.709/2018, Art. 18Confidence: mediumChile — Ley 20.009 fraud reimbursement and SERNAC FinancieroCLNational — ChileLey 20.009, as amended by Ley 21.234Confidence: mediumChile — Ley 21.398 one-click cancellation and the Ley del Consumidor retractoCLNational — ChileLey 19.496 sobre protección de los derechos de los consumidores, as amended by Ley 21.398Confidence: mediumColombia — Defensor del Consumidor Financiero and the Superintendencia FinancieraCONational — ColombiaLey 1328 de 2009 — Régimen de Protección al Consumidor FinancieroConfidence: mediumColombia — Estatuto del Consumidor retracto and payment reversalCONational — ColombiaLey 1480 de 2011 (Estatuto del Consumidor), art. 47Confidence: mediumColombia — Ley 1581 de 2012 (Habeas Data)CONational — ColombiaLey 1581 de 2012 y Decreto 1074 de 2015, arts. 14 y 15Confidence: mediumMexico — CONDUSEF conciliation under the Ley de Protección y Defensa al Usuario de Servicios FinancierosMXNational — MexicoLey de Protección y Defensa al Usuario de Servicios FinancierosConfidence: mediumMexico — Ley Federal de Protección de Datos Personales en Posesión de los ParticularesMXNational — MexicoLey Federal de Protección de Datos Personales en Posesión de los ParticularesConfidence: mediumMexico — LFPC art. 56 revocation and PROFECO conciliationMXNational — MexicoLey Federal de Protección al Consumidor, art. 56Confidence: mediumPeru — INDECOPI, the Libro de Reclamaciones and SBS market-conduct rulesPENational — PeruLey 29571 — Código de Protección y Defensa del ConsumidorConfidence: mediumPeru — Ley 29733 de Protección de Datos PersonalesPENational — PeruLey 29733, Ley de Protección de Datos Personales (Peru)Confidence: lowUruguay — Ley 18.331 and the URCDPUYNational — UruguayLey 18.331 de Protección de Datos Personales y Acción de Habeas Data (Uruguay)Confidence: lowEgypt — Central Bank Law 194 of 2020 and the Consumer Protection AgencyEGNational — EgyptLaw No. 194 of 2020 — Central Bank and Banking Sector Law (Egypt)Confidence: lowEgypt — Data Protection Law 151 of 2020 (executive regulations pending)EGNational — EgyptLaw No. 151 of 2020 on the Protection of Personal Data (Egypt)Confidence: lowGhana — Data Protection Act 2012 (Act 843)GHNational — GhanaData Protection Act, 2012 (Act 843) (Ghana)Confidence: lowKenya — Central Bank of Kenya banking supervision and the Consumer Protection Act 2012KENational — KenyaConsumer Protection Act, No. 46 of 2012 (Kenya)Confidence: lowKenya — Consumer Protection Act 2012 internet and direct agreementsKENational — KenyaConsumer Protection Act, No. 46 of 2012 (Kenya)Confidence: lowKenya — Data Protection Act 2019 and the ODPCKENational — KenyaData Protection Act, No. 24 of 2019 (Kenya)Confidence: mediumMorocco — Loi 09-08 and the CNDPMANational — MoroccoLoi n° 09-08 relative à la protection des personnes physiques à l'égard du traitement des données à caractère personnelConfidence: lowNigeria — CBN Consumer Protection Regulations and the mandatory complaint timetableNGNational — NigeriaCentral Bank of Nigeria Consumer Protection Regulations 2019Confidence: mediumNigeria — Data Protection Act 2023 and the NDPCNGNational — NigeriaNigeria Data Protection Act 2023Confidence: mediumNigeria — Federal Competition and Consumer Protection Act 2018NGNational — NigeriaFederal Competition and Consumer Protection Act 2018Confidence: lowRwanda — Law 058/2021 on the protection of personal data and privacyRWNational — RwandaLaw No. 058/2021 relating to the protection of personal data and privacy (Rwanda)Confidence: lowSouth Africa — Consumer Protection Act ss. 14 and 16ZANational — South AfricaConsumer Protection Act 68 of 2008, s. 14Confidence: highSouth Africa — National Credit Act and the National Financial Ombud SchemeZANational — South AfricaNational Credit Act 34 of 2005Confidence: mediumSouth Africa — prescribed minimum benefits and the Council for Medical SchemesZANational — South AfricaMedical Schemes Act 131 of 1998 and the Regulations made under itConfidence: lowSouth Africa Protection of Personal Information ActZANational — South AfricaProtection of Personal Information Act 4 of 2013, ss. 23–25Confidence: lowUganda — Data Protection and Privacy Act 2019UGNational — UgandaData Protection and Privacy Act 2019 (Uganda)Confidence: lowZambia — Data Protection Act 2021ZMNational — ZambiaData Protection Act No. 3 of 2021 (Zambia)Confidence: lowAbu Dhabi Global Market — Data Protection Regulations 2021AE-ADGMSub-national — United Arab EmiratesADGM Data Protection Regulations 2021Confidence: mediumBahrain — Personal Data Protection Law No. 30 of 2018BHNational — BahrainPersonal Data Protection Law, Law No. 30 of 2018 (Bahrain)Confidence: lowDubai International Financial Centre — DIFC Data Protection Law 2020AE-DIFCSub-national — United Arab EmiratesDIFC Data Protection Law, DIFC Law No. 5 of 2020Confidence: mediumIsrael — Banking (Service to Customer) Law and the Debit Cards LawILNational — Israelחוק כרטיסי חיוב, התשמ"ו-1986 (Debit Cards Law, 5746-1986)Confidence: mediumIsrael — Consumer Protection Law cancellation of distance and continuing transactionsILNational — Israelחוק הגנת הצרכן, התשמ"א-1981 (Consumer Protection Law, 5741-1981)Confidence: mediumIsrael — Protection of Privacy Law (as amended by Amendment 13)ILNational — Israelחוק הגנת הפרטיות, התשמ"א-1981 (Protection of Privacy Law, 5741-1981), ss. 13–14Confidence: mediumKuwait — CITRA Data Privacy Protection Regulation (no general statute)KWNational — KuwaitCITRA Data Privacy Protection RegulationConfidence: lowOman — Personal Data Protection Law (Royal Decree 6/2022)OMNational — OmanPersonal Data Protection Law, Royal Decree No. 6/2022 (Oman)Confidence: lowQatar — Personal Data Privacy Protection Law No. 13 of 2016QANational — QatarLaw No. 13 of 2016 concerning Personal Data Privacy ProtectionConfidence: lowQatar — Qatar Central Bank consumer protection instructionsQANational — QatarLaw No. 13 of 2012 on the Qatar Central Bank and the Regulation of Financial InstitutionsConfidence: lowSaudi Arabia — E-Commerce Law and its Implementing RegulationsSANational — Saudi ArabiaE-Commerce Law, Royal Decree No. M/126Confidence: lowSaudi Arabia — Personal Data Protection Law and Implementing RegulationsSANational — Saudi ArabiaPersonal Data Protection Law, Royal Decree M/19 of 1443H as amended by Royal Decree M/148 of 1444HConfidence: mediumSaudi Arabia — SAMA banking consumer protection principles and the banking disputes committeeSANational — Saudi ArabiaBanking Consumer Protection Principles, Saudi Central Bank (SAMA)Confidence: lowUnited Arab Emirates — Central Bank Consumer Protection Regulation and SanadakAENational — United Arab EmiratesConsumer Protection Regulation, Central Bank of the UAE (Circular No. 8/2020)Confidence: mediumUnited Arab Emirates — Federal Law No. 15 of 2020 on Consumer ProtectionAENational — United Arab EmiratesFederal Law No. 15 of 2020 on Consumer ProtectionConfidence: lowUnited Arab Emirates — mandatory health insurance and the emirate health authoritiesAENational — United Arab EmiratesDubai Law No. 11 of 2013 concerning Health Insurance in the Emirate of Dubai, and the Abu Dhabi health insurance schemeConfidence: lowUnited Arab Emirates — Federal Decree-Law 45 of 2021 (rights pending Executive Regulations)AENational — United Arab EmiratesFederal Decree-Law No. 45 of 2021 on the Protection of Personal DataConfidence: lowHong Kong — HKMA Code of Banking Practice and the Financial Dispute Resolution CentreHKNational — Hong Kong SAR ChinaCode of Banking Practice (Hong Kong)Confidence: mediumIndia — the Clinical Establishments Act rate-display duty and the consumer forum routeINNational — IndiaClinical Establishments (Registration and Regulation) Act, 2010Confidence: lowIndia Digital Personal Data Protection Act 2023INNational — IndiaDigital Personal Data Protection Act, 2023 (No. 22 of 2023), ss. 11–14Confidence: mediumIndonesia — Consumer Protection Law and the electronic trading regulationsIDNational — IndonesiaUndang-Undang No. 8 Tahun 1999 tentang Perlindungan KonsumenConfidence: lowIndonesia — OJK consumer protection regulation and LAPS SJKIDNational — IndonesiaPOJK No. 22 Tahun 2023 tentang Pelindungan Konsumen dan Masyarakat di Sektor Jasa KeuanganConfidence: mediumIndonesia — Personal Data Protection Law 27/2022IDNational — IndonesiaUndang-Undang No. 27 Tahun 2022 tentang Pelindungan Data PribadiConfidence: mediumJapan — Act on Specified Commercial Transactions and the final-confirmation-screen rulesJPNational — Japan特定商取引に関する法律 (Act on Specified Commercial Transactions), Act No. 57 of 1976Confidence: mediumJapan — the national fee schedule and the high-cost medical expense benefitJPNational — JapanHealth Insurance Act (健康保険法) and the National Health Insurance Act (国民健康保険法)Confidence: lowJapan Act on the Protection of Personal InformationJPNational — JapanAct on the Protection of Personal Information (Act No. 57 of 2003), Arts. 33–35Confidence: lowMalaysia — Consumer Protection Act 1999 and the Tribunal for Consumer ClaimsMYNational — MalaysiaConsumer Protection Act 1999 (Act 599)Confidence: lowMalaysia — Financial Services Act 2013 and the Ombudsman for Financial ServicesMYNational — MalaysiaFinancial Services Act 2013 (Act 758), Schedule 7Confidence: lowMalaysia — Personal Data Protection Act 2010 (as amended 2024)MYNational — MalaysiaPersonal Data Protection Act 2010 (Act 709) (Malaysia), as amended by Act A1717 of 2024Confidence: mediumChina — E-Commerce Law and the 2024 Consumer Rights Protection Law Implementing RegulationsCNNational — China中华人民共和国消费者权益保护法实施条例 (Regulations for the Implementation of the Law on the Protection of Consumer Rights and Interests), State Council Decree No. 778Confidence: mediumChina — payment services supervision and UnionPay card dispute rulesCNNational — China非银行支付机构监督管理条例 (Regulations on the Supervision and Administration of Non-bank Payment Institutions), State Council Decree No. 768Confidence: lowChina — Personal Information Protection Law (PIPL)CNNational — China中华人民共和国个人信息保护法 (Personal Information Protection Law), Arts. 44–50, 69Confidence: mediumPhilippines — Data Privacy Act of 2012 and the National Privacy CommissionPHNational — PhilippinesRepublic Act No. 10173 — Data Privacy Act of 2012Confidence: mediumPhilippines — Financial Products and Services Consumer Protection Act (RA 11765) and BSP adjudicationPHNational — PhilippinesRepublic Act No. 11765 — Financial Products and Services Consumer Protection ActConfidence: mediumPhilippines — Internet Transactions Act 2023 and the Consumer ActPHNational — PhilippinesRepublic Act No. 11967 — Internet Transactions Act of 2023Confidence: mediumSouth Korea — Act on Consumer Protection in Electronic CommerceKRNational — South Korea전자상거래 등에서의 소비자보호에 관한 법률 (Act on the Consumer Protection in Electronic Commerce)Confidence: mediumSouth Korea — Specialized Credit Finance Business Act right to refuse instalment paymentKRNational — South Korea여신전문금융업법 (Specialized Credit Finance Business Act), Art. 16-2Confidence: mediumSouth Korea Personal Information Protection ActKRNational — South KoreaPersonal Information Protection Act (Act No. 10465), Arts. 35–37, 39Confidence: lowSingapore — Consumer Protection (Fair Trading) Act and CCCS online-commerce guidanceSGNational — SingaporeConsumer Protection (Fair Trading) Act 2003Confidence: mediumSingapore — MOH fee benchmarks, MediShield Life and the licensing routeSGNational — SingaporeHealthcare Services Act 2020Confidence: lowSingapore — Personal Data Protection Act 2012SGNational — SingaporePersonal Data Protection Act 2012 (Singapore), ss. 21, 22, 48OConfidence: mediumTaiwan — Consumer Protection Act rescission period and standard-contract regulationTWNational — Taiwan消費者保護法 (Consumer Protection Act), Art. 19Confidence: mediumTaiwan — Financial Consumer Protection Act and the Financial Ombudsman InstitutionTWNational — Taiwan金融消費者保護法 (Financial Consumer Protection Act)Confidence: lowTaiwan — Personal Data Protection ActTWNational — Taiwan個人資料保護法 (Personal Data Protection Act), Arts. 3, 13, 28Confidence: mediumThailand — Bank of Thailand market-conduct rules and the Financial Consumer Protection CentreTHNational — ThailandFinancial Institutions Businesses Act B.E. 2551 (2008)Confidence: lowThailand — Direct Sales and Direct Marketing Act and the Consumer Protection ActTHNational — ThailandDirect Sales and Direct Marketing Act B.E. 2545 (2002)Confidence: lowThailand — Personal Data Protection Act B.E. 2562THNational — ThailandPersonal Data Protection Act B.E. 2562 (2019) (Thailand), ss. 30–36, 78Confidence: mediumVietnam — Decree 13/2023 on Personal Data ProtectionVNNational — VietnamNghị định 13/2023/NĐ-CP về bảo vệ dữ liệu cá nhânConfidence: mediumVietnam — Law on Protection of Consumer Rights 2023 (continuous service contracts)VNNational — VietnamLuật Bảo vệ quyền lợi người tiêu dùng số 19/2023/QH15Confidence: mediumVietnam — State Bank of Vietnam bank card circular and the Consumer Rights Protection Law 2023VNNational — VietnamThông tư 19/2016/TT-NHNN về hoạt động thẻ ngân hàngConfidence: lowAustralia — Medicare, bulk billing, the MBS and informed financial consentAUNational — AustraliaHealth Insurance Act 1973 (Cth), s. 20AConfidence: mediumAustralia Privacy Act 1988AUNational — AustraliaPrivacy Act 1988 (Cth), Australian Privacy Principles 12 and 13Confidence: mediumNew Zealand — Fair Trading Act and the mandatory financial dispute resolution schemesNZNational — New ZealandFinancial Service Providers (Registration and Dispute Resolution) Act 2008Confidence: mediumNew Zealand — Fair Trading Act uninvited direct sales and unfair contract termsNZNational — New ZealandFair Trading Act 1986, ss. 36K–36U and s. 26AConfidence: highNew Zealand — Privacy Act 2020NZNational — New ZealandPrivacy Act 2020 (New Zealand), IPP 6, ss. 40, 92 and 123Confidence: medium
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Fill in your own facts and this letter writes itself.
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Duesday is not a law firm and does not provide legal advice. This document is an editable template assembled from publicly available law. You are responsible for checking that the facts and the law stated are correct for your situation, and you send it yourself in your own name. Nothing here creates a solicitor–client or attorney–client relationship, and no outcome is promised.