Skip to content
Coverage

Medical billing

Japan — the national fee schedule and the high-cost medical expense benefit

NationalJPUnverified — check before relying on it

Japan

Rule id
medical.jp
Version
1.0.0
In force from
December 27, 1958
Last read against its sources
August 5, 2026
Countries bound
Japan

In plain language

What this regime says.

Japan bills insured treatment against a single national fee schedule, and caps household out-of-pocket spending each month through the high-cost medical expense benefit — which is claimed far less often than it applies.

Who is covered

People insured under Japanese health insurance and treated in Japan.

What you get

An itemised statement, and a refund of monthly out-of-pocket costs above the applicable cap.

Where claims go wrong

  • Paying at the counter and never applying for the high-cost benefit.
  • Not asking for the limit-amount certificate before a planned admission, which applies the cap up front.

Authority

Every citation,
with its pinpoint.

A claim that cites “EU law” gets filed. A claim that cites Article 7(1)(c) gets answered. These are the exact coordinates this entry rests on.
  1. Health Insurance Act (健康保険法) and the National Health Insurance Act (国民健康保険法)Japanese health insurance legislationThe statutory basis of universal insurance, the national fee schedule against which insured treatment is billed, and the high-cost medical expense benefit (高額療養費)

Sources

Where a figure is indexed, converted or published by a regulator rather than fixed in the instrument, the provenance is recorded separately. Anything marked as a modelled estimate is exactly that — a model, not a statutory number.

What it imposes

Clocks, defences and the ladder.

A rule module builds these while it evaluates, because a limitation period depends on which forum is open to you. What follows is the structure this regime produces — deliberately with no dates and no figures, because those belong to your facts rather than to the law.

What it entitles you to, beyond money

  • The high-cost medical expense benefitA monthly out-of-pocket cap by income band, refunded on application to your insurer.
  • Review of the itemised receipt against the fee scheduleInsured treatment is billed in schedule points. Ask for the itemised receipt (領収書 and 明細書) and check the points against the schedule.

Where to take it next

  1. Ask the institution for the itemised statementInstitutions are generally required to issue an itemised statement on request.Claim directtypically 21 days
  2. Apply to your insurer for the high-cost benefit and the limit-amount certificateThe insurer administers the cap and the refund.Internal appealtypically 90 days
  3. Prefectural social insurance examination committeeReviews insurer decisions on benefits.Regulatortypically 120 days

Documents

What this regime can produce.

Every one of these is a document you send yourself, in your own name. Duesday never writes to anybody on your behalf and is never anyone’s agent.

The same claim type elsewhere

Other rights in the same countries

Japan — Act on Specified Commercial Transactions and the final-confirmation-screen rulesJPNationalJapan特定商取引に関する法律 (Act on Specified Commercial Transactions), Act No. 57 of 1976Confidence: mediumJapan — dormant deposits (Act No. 101 of 2016, in force 1 January 2018)JPNationalJapanAct on Utilization of Funds Related to Dormant Deposits to Promote Public Interest Activities by the Private Sector (Act No. 101 of 2016)Confidence: mediumJapan — filed conditions of carriage, the Consumer Contract Act and the Montreal ConventionJPNationalJapan航空法 第106条 (Civil Aeronautics Act, Art. 106 — filed conditions of carriage)Confidence: mediumJapan — Installment Sales Act connection of defences and Specified Commercial Transactions ActJPNationalJapan割賦販売法 第30条の4 (Installment Sales Act, art. 30-4)Confidence: mediumJapan — Japan PostJPNationalJapanPostal Act (Act No. 165 of 1947) and Japan Post's service termsConfidence: lowJapan — JR delay certificates (遅延証明書) and limited express-charge refundsJPNationalJapanCarriers’ published conditions of carriage (運送約款)Confidence: lowJapan — tax-inclusive price display and misleading representationsJPNationalJapanAct against Unjustifiable Premiums and Misleading Representations (Act No. 134 of 1962), art. 5Confidence: mediumJapan — two-stage collective consumer redressJPNationalJapanAct on Special Provisions of Civil Procedure for Collective Recovery of Property Damage Incurred by Consumers (Act No. 96 of 2013)Confidence: low

Does this one reach your facts?

The engine runs every regime that could apply at once and reconciles them, rather than making you guess which page to read.

Not a law firm. Not legal advice. You send it yourself. This page describes a law; it is not advice about your situation and no outcome is promised.