Unclaimed money
91 official government search portals, reviewed Aug 5, 2026. This sends you to the government’s own search, never to an intermediary.
Where to search
Search everywhere you have lived or worked, not only where you are now. Property with no known owner address escheats to the holder’s state, which is why so much American unclaimed property sits in Delaware.
Search every place you have ever lived, not just where you are now. Property is escheated by the holder’s state, which is often not yours.
11 portals for Washington, including the national programmes that also hold money for people in that jurisdiction.
- OfficialFree to search
Washington State Department of Revenue — Unclaimed Property
Cost to searchFreeTypical time to payment90 daysNotarised affidavitSmall single-owner claims are usually paid on an online identity check; heir, business and high-value claims are not.For some claimsAlso on MissingMoney.comYesEntry reviewedAug 5, 2026What you will be asked for
Government-issued photo identificationProof of the Social Security number or taxpayer identification number on the recordProof of the address associated with the property, or of a link between you and it - OfficialFree to search
MissingMoney.com (National Association of Unclaimed Property Administrators)
Cost to searchFreeEntry reviewedAug 5, 2026Worth knowing
The NAUPA-endorsed multi-state search. Free, and genuinely official — but it does not carry every state and its data can lag the state systems. An empty result here is NOT evidence that you have no unclaimed property. Always also search the site of every state you have lived in.
- OfficialFree to search
Unclaimed.org — National Association of Unclaimed Property Administrators directory
Cost to searchFreeEntry reviewedAug 5, 2026Worth knowing
The authoritative directory of state administrators. Use it to confirm a state URL before trusting any link, including ours.
- OfficialFree to search
Treasury Hunt — matured, unredeemed US savings bonds
Cost to searchFreeNotarised affidavitSmall single-owner claims are usually paid on an online identity check; heir, business and high-value claims are not.For some claimsEntry reviewedAug 5, 2026What you will be asked for
Social Security number of the bond ownerProof of identityFor a deceased owner, the death certificate and proof of entitlementWorth knowing
Series E, EE and I savings bonds stop earning interest at maturity and are frequently forgotten in a drawer or lost in an estate. Treasury Hunt searches bonds issued in 1974 or later; older bonds require a paper FS Form 1048 claim.
- OfficialFree to search
Pension Benefit Guaranty Corporation — unclaimed pensions
Cost to searchFreeEntry reviewedAug 5, 2026Worth knowing
Holds benefits owed by terminated defined-benefit plans it has taken over, plus a separate Missing Participants Program for plans that closed and could not find their members. Search by employer name as well as your own.
- OfficialFree to search
Federal Deposit Insurance Corporation — unclaimed funds from failed banks
Cost to searchFreeEntry reviewedAug 5, 2026Worth knowing
Deposits left unclaimed after a bank failure. There is a hard statutory cut-off: unclaimed insured deposits revert after the claim period expires, so this one genuinely expires in a way state unclaimed property usually does not.
- OfficialFree to search
National Credit Union Administration — unclaimed deposits
Cost to searchFreeEntry reviewedAug 5, 2026Worth knowing
The credit-union equivalent of the FDIC list. Credit union members are not covered by the FDIC search and are frequently missed.
- OfficialFree to search
US Department of Housing and Urban Development — FHA mortgage insurance refunds
Cost to searchFreeEntry reviewedAug 5, 2026Worth knowing
If you had an FHA-insured mortgage and paid it off or refinanced early, you may be owed an upfront-premium refund or distributive share. This is the single most aggressively targeted category for finder-fee letters — HUD states plainly that no fee is ever required.
- OfficialFree to search
Internal Revenue Service — unclaimed tax refunds
Cost to searchFreeEntry reviewedAug 5, 2026Worth knowing
Unlike state unclaimed property, an unclaimed federal refund EXPIRES: you have three years from the return due date to file and claim it, after which it belongs to the Treasury permanently. If a user has unfiled years, this is urgent in a way nothing else in this file is.
- OfficialFree to search
US Department of Labor — Abandoned Plan Database
Cost to searchFreeEntry reviewedAug 5, 2026Worth knowing
For 401(k) and other retirement plans whose sponsor went out of business, listing the qualified termination administrator now holding the money. EBSA also runs a Retirement Savings Lost and Found. The agency root is given; both tools are reachable from it.
- OfficialFree to search
US Department of Veterans Affairs — unclaimed insurance funds
Cost to searchFreeEntry reviewedAug 5, 2026Worth knowing
Covers unclaimed proceeds from VA life insurance policies. It does not cover other VA benefits, and it is limited to policies issued by the VA rather than to service members generally. The id deliberately avoids "us-va-" because that prefix belongs to the Commonwealth of Virginia; "VA" means two different jurisdictions in American English and conflating them here would have collided two live entries.
Every portal carried
91 registers. Where a country runs no central register it is listed saying so — Germany, Japan and Hong Kong hold dormant money at the bank that has it, with no national search to run.
United States — states and DC51
- Alabama State Treasury — Unclaimed Property DivisionUS-AL
- Alaska Department of Revenue — Treasury DivisionUS-AK
- Arizona Department of Revenue — Unclaimed PropertyUS-AZ
- Arkansas Auditor of State — ClaimItARUS-AR
- California State Controller's Office — Unclaimed Property DivisionUS-CA
- Colorado State Treasury — Great Colorado PaybackUS-CO
- Comptroller of Maryland — Unclaimed PropertyUS-MD
- Connecticut Office of the State Treasurer — CT Big ListUS-CT
- Delaware Office of Unclaimed PropertyUS-DE
- District of Columbia Office of Finance and TreasuryUS-DC
- Florida Department of Financial Services — Treasure HuntUS-FL
- Georgia Department of Revenue — Unclaimed PropertyUS-GA
- Hawaii Department of Budget and Finance — Unclaimed PropertyUS-HI
- Idaho State Treasurer — Unclaimed PropertyUS-ID
- Illinois State Treasurer — I-CashUS-IL
- Indiana Office of the Attorney General — Unclaimed PropertyUS-IN
- Iowa State Treasurer — Great Iowa Treasure HuntUS-IA
- Kansas State Treasurer — Kansas CashUS-KS
- Kentucky State Treasury — Unclaimed PropertyUS-KY
- Louisiana Department of the Treasury — Unclaimed PropertyUS-LA
- Maine Office of the State Treasurer — Unclaimed PropertyUS-ME
- Massachusetts Office of the State Treasurer — Find Mass MoneyUS-MA
- Michigan Department of Treasury — Unclaimed PropertyUS-MI
- Minnesota Department of Commerce — Unclaimed PropertyUS-MN
- Mississippi State Treasury — Unclaimed PropertyUS-MS
- Missouri State Treasurer — Show Me MoneyUS-MO
- Montana Department of Revenue — Unclaimed PropertyUS-MT
- Nebraska State Treasurer — Unclaimed PropertyUS-NE
- Nevada State Treasurer — ClaimIt NevadaUS-NV
- New Hampshire State Treasury — Abandoned Property DivisionUS-NH
- New Jersey Department of the Treasury — Unclaimed PropertyUS-NJ
- New Mexico Taxation and Revenue Department — Unclaimed PropertyUS-NM
- New York State Comptroller — Office of Unclaimed FundsUS-NY
- North Carolina Department of State Treasurer — NCCashUS-NC
- North Dakota Department of Trust Lands — Unclaimed PropertyUS-ND
- Ohio Department of Commerce — Division of Unclaimed FundsUS-OH
- Oklahoma State Treasurer — Unclaimed PropertyUS-OK
- Oregon Department of State Lands — Unclaimed PropertyUS-OR
- Pennsylvania Treasury — Unclaimed PropertyUS-PA
- Rhode Island Office of the General Treasurer — Find RI MoneyUS-RI
- South Carolina State Treasurer — Palmetto PaybackUS-SC
- South Dakota State Treasurer — Unclaimed PropertyUS-SD
- Tennessee Department of Treasury — Unclaimed PropertyUS-TN
- Texas Comptroller of Public Accounts — ClaimItTexasUS-TX
- Utah State Treasurer — MyCashUS-UT
- Vermont Office of the State Treasurer — Unclaimed PropertyUS-VT
- Virginia Department of the Treasury — VamoneysearchUS-VA
- Washington State Department of Revenue — Unclaimed PropertyUS-WA
- West Virginia State Treasurer's Office — Unclaimed PropertyUS-WV
- Wisconsin Department of Revenue — Unclaimed PropertyUS-WI
- Wyoming State Treasurer — Unclaimed PropertyUS-WY
United States — federal programmes10
- Federal Deposit Insurance Corporation — unclaimed funds from failed banksUS
- Internal Revenue Service — unclaimed tax refundsUS
- MissingMoney.com (National Association of Unclaimed Property Administrators)US
- National Credit Union Administration — unclaimed depositsUS
- Pension Benefit Guaranty Corporation — unclaimed pensionsUS
- Treasury Hunt — matured, unredeemed US savings bondsUS
- Unclaimed.org — National Association of Unclaimed Property Administrators directoryUS
- US Department of Housing and Urban Development — FHA mortgage insurance refundsUS
- US Department of Labor — Abandoned Plan DatabaseUS
- US Department of Veterans Affairs — unclaimed insurance fundsUS
Africa2
Asia5
- Hong Kong — no central unclaimed-assets registerHK
- Investor Education and Protection Fund Authority — unclaimed shares and dividendsIN
- Japan — dormant deposits (claim through the holding bank)JP
- Ministry of Law — Insolvency Office unclaimed moniesSG
- Reserve Bank of India — UDGAM (Unclaimed Deposits Gateway to Access Information)IN
Europe12
- Bona Vacantia Division, Government Legal Department — unclaimed estatesGB
- Ciclade — Caisse des Dépôts unclaimed accounts and life insuranceFR
- CONSAP — Fondo rapporti dormientiIT
- Germany — no central unclaimed-assets registerDE
- Gretel — free dormant asset reunification serviceGB
- My Lost Account — dormant bank, building society and NS&I accountsGB
- National Savings and Investments — tracing lost savings and Premium BondsGB
- National Treasury Management Agency — Dormant Accounts FundIE
- Pension Tracing Service (Department for Work and Pensions)GB
- Slapende tegoeden — Dutch Banking Association dormant balances registerNL
- Swiss Banking Ombudsman — Central Claims Office for dormant assetsCH
- Tesoro Público — abandoned balances and depositsES
North America4
Once you have found something
Filing is free and you do it yourself: expect photo ID, the tax or national identity number on the record, and something linking you to the address it was reported under. The one hard deadline here is American — an unclaimed IRS refund expires three years after the return was due. State unclaimed property is usually held indefinitely.
The regimes behind this category
- United States — unclaimed federal tax refunds (26 U.S.C. § 6511)US
- United States — unclaimed pensions held by the Pension Benefit Guaranty CorporationUS
- United States — matured and unredeemed savings bonds (Treasury Hunt)US
- United States — abandoned retirement plans and the Retirement Savings Lost and Found (DOL)US
- United States — unclaimed deposits from failed banks and credit unions (12 U.S.C. § 1822(e))US
- United States — FHA mortgage-insurance refunds and distributive shares (HUD)US
- United States — unclaimed veterans' insurance funds and benefits (VA)US
- Alabama unclaimed property — Ala. Code §§ 35-12-70 to 35-12-99US-AL
- Alaska unclaimed property — Alaska Stat. §§ 34.45.110–34.45.780US-AK
- Arizona unclaimed property — Ariz. Rev. Stat. §§ 44-301 to 44-341US-AZ
- Arkansas unclaimed property — Ark. Code §§ 18-28-201 to 18-28-231US-AR
- California unclaimed property — Cal. Code Civ. Proc. §§ 1500–1582US-CA
- Colorado unclaimed property — Colo. Rev. Stat. §§ 38-13-101 to 38-13-1405US-CO
- Connecticut unclaimed property — Conn. Gen. Stat. §§ 3-56a to 3-76US-CT
- Delaware unclaimed property — Del. Code tit. 12, §§ 1130–1224US-DE
- District of Columbia unclaimed property — D.C. Code §§ 41-101 to 41-142US-DC
- Florida unclaimed property — Fla. Stat. ch. 717US-FL
- Georgia unclaimed property — O.C.G.A. §§ 44-12-190 to 44-12-236US-GA
- Hawaii unclaimed property — Haw. Rev. Stat. ch. 523AUS-HI
- Idaho unclaimed property — Idaho Code §§ 14-501 to 14-543US-ID
- Illinois unclaimed property — 765 ILCS 1026US-IL
- Indiana unclaimed property — Ind. Code ch. 32-34-1.5US-IN
- Iowa unclaimed property — Iowa Code ch. 556US-IA
- Kansas unclaimed property — Kan. Stat. §§ 58-3934 to 58-3978US-KS
- Kentucky unclaimed property — Ky. Rev. Stat. ch. 393AUS-KY
- Louisiana unclaimed property — La. Rev. Stat. §§ 9:151 to 9:182US-LA
- Maine unclaimed property — 33 M.R.S. ch. 45US-ME
- Maryland unclaimed property — Md. Code, Com. Law §§ 17-101 to 17-326US-MD
- Massachusetts unclaimed property — M.G.L. c. 200AUS-MA
- Michigan unclaimed property — Mich. Comp. Laws §§ 567.221 to 567.265US-MI
- Minnesota unclaimed property — Minn. Stat. ch. 345US-MN
- Mississippi unclaimed property — Miss. Code §§ 89-12-1 to 89-12-57US-MS
- Missouri unclaimed property — Mo. Rev. Stat. §§ 447.500 to 447.595US-MO
- Montana unclaimed property — Mont. Code §§ 70-9-801 to 70-9-829US-MT
- Nebraska unclaimed property — Neb. Rev. Stat. §§ 69-1301 to 69-1332US-NE
- Nevada unclaimed property — Nev. Rev. Stat. ch. 120AUS-NV
- New Hampshire unclaimed property — N.H. Rev. Stat. ch. 471-CUS-NH
- New Jersey unclaimed property — N.J. Stat. §§ 46:30B-1 to 46:30B-109US-NJ
- New Mexico unclaimed property — N.M. Stat. §§ 7-8A-1 to 7-8A-31US-NM
- New York unclaimed property — N.Y. Abandoned Property LawUS-NY
- North Carolina unclaimed property — N.C. Gen. Stat. ch. 116B, art. 4US-NC
- North Dakota unclaimed property — N.D. Cent. Code ch. 47-30.2US-ND
- Ohio unclaimed property — Ohio Rev. Code ch. 169US-OH
- Oklahoma unclaimed property — Okla. Stat. tit. 60, §§ 651–688US-OK
- Oregon unclaimed property — Or. Rev. Stat. ch. 98US-OR
- Pennsylvania unclaimed property — 72 Pa. Stat. §§ 1301.1 to 1301.29US-PA
- Rhode Island unclaimed property — R.I. Gen. Laws ch. 33-21.1US-RI
- South Carolina unclaimed property — S.C. Code §§ 27-18-10 to 27-18-400US-SC
- South Dakota unclaimed property — S.D. Codified Laws ch. 43-41BUS-SD
- Tennessee unclaimed property — Tenn. Code §§ 66-29-101 to 66-29-153US-TN
- Texas unclaimed property — Tex. Prop. Code tit. 6, chs. 71–77US-TX
- Utah unclaimed property — Utah Code ch. 67-4aUS-UT
- Vermont unclaimed property — 27 V.S.A. ch. 18US-VT
- Virginia unclaimed property — Va. Code §§ 55.1-2500 to 55.1-2545US-VA
- Washington unclaimed property — RCW ch. 63.30US-WA
- West Virginia unclaimed property — W. Va. Code §§ 36-8-1 to 36-8-36US-WV
- Wisconsin unclaimed property — Wis. Stat. ch. 177US-WI
- Wyoming unclaimed property — Wyo. Stat. §§ 34-24-101 to 34-24-140US-WY
- France — comptes inactifs et contrats en déshérence (loi Eckert; Ciclade)FR
- Switzerland — dormant assets at Swiss banks (Banking Act art. 37m; Banking Ordinance arts. 45–59)CH
- España — saldos y depósitos abandonados (Ley 33/2003, art. 18)ES
- Canada — unclaimed bank balances held by the Bank of Canada (Bank Act ss. 438–440)CA
- England & Wales — unclaimed estates and bona vacantia (Administration of Estates Act 1925 s. 46)GB-EAW
- United Kingdom — dormant accounts and assets (Dormant Bank and Building Society Accounts Act 2008)GB
- Ireland — dormant accounts and unclaimed life assurance (Dormant Accounts Act 2001)IE
- Australia — unclaimed money held by ASIC, and lost superannuation held by the ATOAU
- India — unclaimed deposits (RBI DEA Fund and UDGAM) and unpaid dividends and shares (IEPF)IN
- Japan — dormant deposits (Act No. 101 of 2016, in force 1 January 2018)JP
- Kenya — unclaimed financial assets (Unclaimed Financial Assets Act, No. 40 of 2011)KE
- New Zealand — unclaimed money held by Inland Revenue (Unclaimed Money Act 1971)NZ
- South Africa — unclaimed retirement benefits and the Guardian's FundZA
- Québec — biens non réclamés (Loi sur les biens non réclamés, RLRQ c. B-5.1)CA-QC
- British Columbia — unclaimed property (Unclaimed Property Act, SBC 1999, c. 48)CA-BC
- Alberta — unclaimed property (Unclaimed Personal Property and Vested Property Act)CA-AB
- Italia — rapporti dormienti e il Fondo presso CONSAP (L. 266/2005, art. 1, commi 343–345)IT
- Brasil — Sistema de Valores a Receber (SVR), Banco Central do BrasilBR
- Nederland — slapende tegoeden (bank and insurer registers; no statutory escheat)NL
- Deutschland — nachrichtenlose Konten (no central register; claim against the bank)DE
- Singapore — unclaimed moneys (no general escheat scheme)SG
- Hong Kong — dormant accounts and unclaimed money (no general escheat scheme)HK
Links go to the administering body’s own domain. If one does not resolve, find the programme through the state or national government’s own site rather than through a search engine — finder services rank highly for exactly these terms.