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Coverage

Rental deposit

Finland — vuokravakuus (Laki asuinhuoneiston vuokrauksesta, 8 §)

NationalFIRead off primary law

Finland

Rule id
deposit.fi
Version
1.0.0
In force from
May 1, 1995
Last read against its sources
August 5, 2026
Countries bound
Finland

In plain language

What this regime says.

A Finnish landlord may require a reasonable security, but any term requiring more than three months’ rent is void. There is no statutory return deadline, and the Consumer Disputes Board will decide a dispute free of charge.

Who is covered

Tenants of residential premises in Finland.

What you get

Return of the security less what the landlord evidences, plus repayment of anything taken above three months’ rent.

Where claims go wrong

  • Paying a security above three months without objecting. The term requiring it is void.
  • Waiting more than three years. The limitation period is short, though a written reminder interrupts it.
  • Going to court before the Consumer Disputes Board, which is free.

Authority

Every citation,
with its pinpoint.

A claim that cites “EU law” gets filed. A claim that cites Article 7(1)(c) gets answered. These are the exact coordinates this entry rests on.
  1. Laki asuinhuoneiston vuokrauksesta (481/1995), 8 §Laki asuinhuoneiston vuokrauksesta 31.3.1995/481URL verified 2026-08-058 § (vakuus) — a term requiring the tenant to provide security greater than three months’ rent is void
  2. Laki velan vanhentumisesta (728/2003), 4 §Laki velan vanhentumisesta 15.8.2003/7284 § — general limitation period of three years

Sources

Where a figure is indexed, converted or published by a regulator rather than fixed in the instrument, the provenance is recorded separately. Anything marked as a modelled estimate is exactly that — a model, not a statutory number.

What it imposes

Clocks, defences and the ladder.

A rule module builds these while it evaluates, because a limitation period depends on which forum is open to you. What follows is the structure this regime produces — deliberately with no dates and no figures, because those belong to your facts rather than to the law.

The clocks it starts

  • Three-year general limitation period (velan vanhentumisesta annettu laki, 4 §)Fatal if missedFinland’s general limitation period is three years, and it can be interrupted by a written reminder as well as by proceedings. We have measured from the end of your tenancy. Sending a dated written demand is therefore doubly worth doing.Laki velan vanhentumisesta (728/2003), 4 § — 4 § — general limitation period of three yearsLimitation period

What it entitles you to, beyond money

  • An itemised, evidenced account of every deductionAsk for invoices, quotations and dated photographs measured against the condition record at the start of the tenancy. A round sum with no breakdown is not a justified deduction anywhere in Europe.8 § (vakuus) — a term requiring the tenant to provide security greater than three months’ rent is void

What the other side will say

Each of these is a refusal this regime lets a counterparty attempt, paired with the answer to it. Reading them before you write is worth more than any amount of polish on the letter itself.

"We are still working out the costs"

high likelihood

The landlord holds the whole deposit indefinitely while quotes, invoices or utility bills are said to be pending.

What answers it

The statutory return period exists precisely so the landlord can obtain quotes and final bills inside it. It does not restart because they left it late, and it does not licence holding the whole deposit against one unquantified item. Ask them to return everything not genuinely in issue now, and to quantify the rest by a stated date.

"The property needed cleaning and redecorating"

high likelihood

The landlord charges for cleaning, carpet wear, scuffed paint or tired fittings and treats the deposit as a refurbishment fund.

What answers it

Fair wear and tear from ordinary use is not a recoverable loss in any of the regimes this product covers — a deduction must reflect damage or a breach beyond ordinary use, must be evidenced, and must be reduced for the age and remaining life of the item. Ask for the invoice, the check-in and check-out evidence, and the calculation.

"Prove you did not cause it"

high likelihood

The landlord asserts damage and expects the tenant to disprove it, often without a check-in inventory.

What answers it

It is the party seeking to keep the money who must justify keeping it. Where there is no dated check-in record to compare against, an adjudicator has nothing to measure the alleged damage from, and the deduction generally fails on that ground alone.

Where to take it next

  1. Written demand to the landlordSet out the security given, what came back, and a date by which you require the balance. In Finland a written reminder also interrupts the limitation period, so send it even if you expect nothing.Claim directtypically 14 days
  2. Kuluttajariitalautakunta (Consumer Disputes Board)The Consumer Disputes Board handles residential tenancy disputes between a private tenant and a landlord. It is free, it is decided on documents, and its decisions are recommendations that landlords in practice follow. Ask the local consumer advisory service (kuluttajaneuvonta) first — that step is generally expected before the Board will take the case.Alternative dispute resolutiontypically 180 days
  3. Käräjäoikeus (district court)Binding on themWhere a binding order is needed, the district court hears the claim. A simple undisputed money claim can go through the summary procedure.Courttypically 240 days

Documents

What this regime can produce.

Every one of these is a document you send yourself, in your own name. Duesday never writes to anybody on your behalf and is never anyone’s agent.

The same claim type elsewhere

Albania — rental deposit (Kodi Civil (Civil Code), qiraja)ALNationalAlbaniaKodi Civil (Civil Code), qirajaConfidence: lowAustria — rental deposit (Allgemeines Bürgerliches Gesetzbuch (ABGB) § 16b, and the Mietrechtsgesetz (MRG))ATNationalAustriaAllgemeines Bürgerliches Gesetzbuch (ABGB) § 16b, and the Mietrechtsgesetz (MRG)Confidence: lowBelgium — rental deposit (Regional housing codes: Vlaams Woninghuurdecreet, Décret wallon relatif au bail d’habitation, Code bruxellois du Logement)BENationalBelgiumRegional housing codes: Vlaams Woninghuurdecreet, Décret wallon relatif au bail d’habitation, Code bruxellois du LogementConfidence: lowBosnia and Herzegovina — rental deposit (The law of obligations of the relevant entity (Federation of Bosnia and Herzegovina or Republika Srpska) and the applicable housing legislation)BANationalBosnia & HerzegovinaThe law of obligations of the relevant entity (Federation of Bosnia and Herzegovina or Republika Srpska) and the applicable housing legislationConfidence: lowBulgaria — rental deposit (Закон за задълженията и договорите (Obligations and Contracts Act), наем)BGNationalBulgariaЗакон за задълженията и договорите (Obligations and Contracts Act), наемConfidence: lowCroatia — rental deposit (Zakon o najmu stanova and the Zakon o obveznim odnosima)HRNationalCroatiaZakon o najmu stanova and the Zakon o obveznim odnosimaConfidence: lowCyprus — rental deposit (Rent Control Law of 1983 (23/1983) for controlled tenancies, and the general law of contract)CYNationalCyprusRent Control Law of 1983 (23/1983) for controlled tenancies, and the general law of contractConfidence: lowCzechia — jistota / kauce (Občanský zákoník § 2254)CZNationalCzechiaObčanský zákoník (89/2012 Sb.), § 2254Confidence: high

Other rights in the same countries

Does this one reach your facts?

The engine runs every regime that could apply at once and reconciles them, rather than making you guess which page to read.

Not a law firm. Not legal advice. You send it yourself. This page describes a law; it is not advice about your situation and no outcome is promised.