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Coverage

Rental deposit

Ghana — advance rent and rent deposits (Rent Act, 1963 (Act 220), s. 25)

NationalGHDerived or secondary source

Ghana

Rule id
deposit.gh
Version
1.0.0
In force from
August 30, 1963
Last read against its sources
August 5, 2026
Countries bound
Ghana

In plain language

What this regime says.

Ghana’s Rent Act, 1963 limits rent demanded in advance to six months for a tenancy of six months or more, and makes exceeding it an offence enforced by the Rent Control Department. The rent deposit itself is governed by the tenancy agreement rather than by a statutory cap.

Who is covered

Tenants of residential premises in Ghana.

What you get

Return of the deposit to the extent the landlord cannot justify keeping it, through the free Rent Control Department process, plus a criminal-law argument about any excessive advance rent.

Where claims go wrong

  • Paying a one or two-year advance without a receipt, which leaves nothing to complain about with.
  • Assuming Rent Control is only for rent increases. Deposit and advance-rent disputes are core work.
  • Treating the six-month rule as unenforceable. It carries criminal penalties and is being enforced.

Authority

Every citation,
with its pinpoint.

A claim that cites “EU law” gets filed. A claim that cites Article 7(1)(c) gets answered. These are the exact coordinates this entry rests on.
  1. Rent Act, 1963 (Act 220), s. 25(5)Rent Act, 1963 (Act 220), as amendeds. 25(5) — limit on rent demanded in advance

Sources

Where a figure is indexed, converted or published by a regulator rather than fixed in the instrument, the provenance is recorded separately. Anything marked as a modelled estimate is exactly that — a model, not a statutory number.

What it imposes

Clocks, defences and the ladder.

A rule module builds these while it evaluates, because a limitation period depends on which forum is open to you. What follows is the structure this regime produces — deliberately with no dates and no figures, because those belong to your facts rather than to the law.

What it entitles you to, beyond money

  • Determination by the Rent Control DepartmentYou are entitled to take this to Rent Control rather than accept the landlord’s decision. It is free.

What the other side will say

Each of these is a refusal this regime lets a counterparty attempt, paired with the answer to it. Reading them before you write is worth more than any amount of polish on the letter itself.

"Everyone takes two years in advance"

high likelihood

The landlord treats a one or two-year advance as normal and refuses to discuss it.

What answers it

It is normal and it is also unlawful. Section 25(5) of the Rent Act, 1963 limits advance rent to six months for a tenancy of six months or more, and the Rent Control Department prosecutes breaches. Raising it changes the balance of the conversation even where your immediate problem is the deposit.

Rent Act, 1963 (Act 220), s. 25(5) — s. 25(5) — limit on rent demanded in advance

"We are still working out the costs"

high likelihood

The landlord holds the whole deposit indefinitely while quotes, invoices or utility bills are said to be pending.

What answers it

The statutory return period exists precisely so the landlord can obtain quotes and final bills inside it. It does not restart because they left it late, and it does not licence holding the whole deposit against one unquantified item. Ask them to return everything not genuinely in issue now, and to quantify the rest by a stated date.

"The property needed cleaning and redecorating"

high likelihood

The landlord charges for cleaning, carpet wear, scuffed paint or tired fittings and treats the deposit as a refurbishment fund.

What answers it

Fair wear and tear from ordinary use is not a recoverable loss in any of the regimes this product covers — a deduction must reflect damage or a breach beyond ordinary use, must be evidenced, and must be reduced for the age and remaining life of the item. Ask for the invoice, the check-in and check-out evidence, and the calculation.

"Prove you did not cause it"

high likelihood

The landlord asserts damage and expects the tenant to disprove it, often without a check-in inventory.

What answers it

It is the party seeking to keep the money who must justify keeping it. Where there is no dated check-in record to compare against, an adjudicator has nothing to measure the alleged damage from, and the deduction generally fails on that ground alone.

Where to take it next

  1. Written demand to the landlordAsk for the deposit and for an itemised account of anything withheld, and state that the advance rent demanded exceeded what s. 25(5) permits if it did. Keep a copy.Claim directtypically 14 days
  2. Rent Control DepartmentThe Rent Control Department is the statutory body for landlord and tenant disputes in Ghana, it is free to complainants, and it has been actively enforcing the six-month advance-rent limit. Take the tenancy agreement, receipts for everything you paid, and your written demand.Regulatortypically 60 days
  3. District Court / Rent MagistrateBinding on themWhere the Rent Control Department cannot resolve it, the matter goes to the court with rent jurisdiction for your district.Courttypically 180 days

Documents

What this regime can produce.

Every one of these is a document you send yourself, in your own name. Duesday never writes to anybody on your behalf and is never anyone’s agent.

The same claim type elsewhere

Albania — rental deposit (Kodi Civil (Civil Code), qiraja)ALNationalAlbaniaKodi Civil (Civil Code), qirajaConfidence: lowAustria — rental deposit (Allgemeines Bürgerliches Gesetzbuch (ABGB) § 16b, and the Mietrechtsgesetz (MRG))ATNationalAustriaAllgemeines Bürgerliches Gesetzbuch (ABGB) § 16b, and the Mietrechtsgesetz (MRG)Confidence: lowBelgium — rental deposit (Regional housing codes: Vlaams Woninghuurdecreet, Décret wallon relatif au bail d’habitation, Code bruxellois du Logement)BENationalBelgiumRegional housing codes: Vlaams Woninghuurdecreet, Décret wallon relatif au bail d’habitation, Code bruxellois du LogementConfidence: lowBosnia and Herzegovina — rental deposit (The law of obligations of the relevant entity (Federation of Bosnia and Herzegovina or Republika Srpska) and the applicable housing legislation)BANationalBosnia & HerzegovinaThe law of obligations of the relevant entity (Federation of Bosnia and Herzegovina or Republika Srpska) and the applicable housing legislationConfidence: lowBulgaria — rental deposit (Закон за задълженията и договорите (Obligations and Contracts Act), наем)BGNationalBulgariaЗакон за задълженията и договорите (Obligations and Contracts Act), наемConfidence: lowCroatia — rental deposit (Zakon o najmu stanova and the Zakon o obveznim odnosima)HRNationalCroatiaZakon o najmu stanova and the Zakon o obveznim odnosimaConfidence: lowCyprus — rental deposit (Rent Control Law of 1983 (23/1983) for controlled tenancies, and the general law of contract)CYNationalCyprusRent Control Law of 1983 (23/1983) for controlled tenancies, and the general law of contractConfidence: lowCzechia — jistota / kauce (Občanský zákoník § 2254)CZNationalCzechiaObčanský zákoník (89/2012 Sb.), § 2254Confidence: high

Does this one reach your facts?

The engine runs every regime that could apply at once and reconciles them, rather than making you guess which page to read.

Not a law firm. Not legal advice. You send it yourself. This page describes a law; it is not advice about your situation and no outcome is promised.