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Coverage

Rental deposit

Colombia — prohibición de depósitos y cauciones reales (Ley 820 de 2003, art. 16)

NationalCORead off primary law

Colombia

Rule id
deposit.co
Version
1.0.0
In force from
July 10, 2003
Last read against its sources
August 5, 2026
Countries bound
Colombia

In plain language

What this regime says.

Colombia does not cap residential deposits — it prohibits them. Article 16 of Ley 820 de 2003 forbids cash deposits and real securities on a residential urban lease, including ones taken through an intermediary, in a separate document, or under another name. The only guarantee permitted is one for domiciliary public services under art. 15.

Who is covered

Tenants of residential urban housing in Colombia.

What you get

The whole deposit back. Because the security was prohibited, the landlord cannot set alleged damage or arrears against it; those are separate claims they must prove.

Where claims go wrong

  • Negotiating over the deductions. There is nothing to negotiate — the money should not have been taken.
  • Accepting the relabelling of the deposit as an "administration fee" or a payment to the agent.
  • Not knowing art. 16 exists. Almost nobody in the Colombian rental market does, on either side.

Authority

Every citation,
with its pinpoint.

A claim that cites “EU law” gets filed. A claim that cites Article 7(1)(c) gets answered. These are the exact coordinates this entry rests on.
  1. Ley 820 de 2003, art. 16Ley 820 de 2003, por la cual se expide el régimen de arrendamiento de vivienda urbanaURL verified 2026-08-05art. 16 (prohibición de depósitos y cauciones reales)
  2. Ley 820 de 2003, art. 15Ley 820 de 2003, por la cual se expide el régimen de arrendamiento de vivienda urbanaURL verified 2026-08-05art. 15 (garantías o fianzas para el pago de servicios públicos domiciliarios)

Sources

Where a figure is indexed, converted or published by a regulator rather than fixed in the instrument, the provenance is recorded separately. Anything marked as a modelled estimate is exactly that — a model, not a statutory number.

What it imposes

Clocks, defences and the ladder.

A rule module builds these while it evaluates, because a limitation period depends on which forum is open to you. What follows is the structure this regime produces — deliberately with no dates and no figures, because those belong to your facts rather than to the law.

What it entitles you to, beyond money

  • Full return, without deductionYour position is that the sum comes back in its entirety. Any counterclaim the landlord has must be proved separately and does not licence retention.art. 16 (prohibición de depósitos y cauciones reales)

What the other side will say

Each of these is a refusal this regime lets a counterparty attempt, paired with the answer to it. Reading them before you write is worth more than any amount of polish on the letter itself.

"You signed the contract, so you agreed to the deposit"

high likelihood

The landlord points to a deposit clause in the lease and treats the tenant’s signature as consent.

What answers it

Article 16 is an imperative provision of a protective statute; it cannot be contracted around, and the article expressly catches guarantees agreed "en documento distinto al del contrato de arrendamiento" and those "sustituidas por otras bajo denominaciones diferentes". A clause that requires what the statute forbids does not become lawful because it was signed.

Ley 820 de 2003, art. 16 — art. 16 (prohibición de depósitos y cauciones reales)

"It is not a deposit, it is an administration fee / an advance / a bond"

high likelihood

The landlord relabels the money to escape art. 16, or has the tenant pay it to an agent rather than to the landlord.

What answers it

Article 16 anticipates exactly this. It forbids the guarantee being stipulated indirectly, through interposed persons, or substituted by others under different denominations. What matters is what the money does — if it is held to secure your obligations under the lease, the article catches it whatever it is called and whoever holds it.

Ley 820 de 2003, art. 16 — art. 16 (prohibición de depósitos y cauciones reales)

"The property needed cleaning and redecorating"

high likelihood

The landlord charges for cleaning, carpet wear, scuffed paint or tired fittings and treats the deposit as a refurbishment fund.

What answers it

Fair wear and tear from ordinary use is not a recoverable loss in any of the regimes this product covers — a deduction must reflect damage or a breach beyond ordinary use, must be evidenced, and must be reduced for the age and remaining life of the item. Ask for the invoice, the check-in and check-out evidence, and the calculation.

"Prove you did not cause it"

high likelihood

The landlord asserts damage and expects the tenant to disprove it, often without a check-in inventory.

What answers it

It is the party seeking to keep the money who must justify keeping it. Where there is no dated check-in record to compare against, an adjudicator has nothing to measure the alleged damage from, and the deduction generally fails on that ground alone.

Where to take it next

  1. Written demand quoting art. 16Most Colombian landlords and inmobiliarias do not know art. 16 exists. Quote it, attach the receipt for the deposit, and give a date. Say that you are asking for the whole sum, not a negotiated part of it, and why.Claim directtypically 15 days
  2. Alcaldía / Secretaría de Gobierno — matrícula de arrendadoresLey 820 requires people and companies in the business of letting to hold a matrícula de arrendadores, supervised by the municipality (and by the relevant national authority for larger operators). A complaint about a prohibited deposit goes to that supervision, and a professional landlord has far more to lose from it than from your individual claim.Regulator
  3. Juez Civil Municipal — proceso verbal sumarioBinding on themResidential tenancy disputes are heard by the Juez Civil Municipal under the summary verbal procedure. Take the lease, the deposit receipt and your written demand.Courttypically 180 days

Documents

What this regime can produce.

Every one of these is a document you send yourself, in your own name. Duesday never writes to anybody on your behalf and is never anyone’s agent.

The same claim type elsewhere

Albania — rental deposit (Kodi Civil (Civil Code), qiraja)ALNationalAlbaniaKodi Civil (Civil Code), qirajaConfidence: lowAustria — rental deposit (Allgemeines Bürgerliches Gesetzbuch (ABGB) § 16b, and the Mietrechtsgesetz (MRG))ATNationalAustriaAllgemeines Bürgerliches Gesetzbuch (ABGB) § 16b, and the Mietrechtsgesetz (MRG)Confidence: lowBelgium — rental deposit (Regional housing codes: Vlaams Woninghuurdecreet, Décret wallon relatif au bail d’habitation, Code bruxellois du Logement)BENationalBelgiumRegional housing codes: Vlaams Woninghuurdecreet, Décret wallon relatif au bail d’habitation, Code bruxellois du LogementConfidence: lowBosnia and Herzegovina — rental deposit (The law of obligations of the relevant entity (Federation of Bosnia and Herzegovina or Republika Srpska) and the applicable housing legislation)BANationalBosnia & HerzegovinaThe law of obligations of the relevant entity (Federation of Bosnia and Herzegovina or Republika Srpska) and the applicable housing legislationConfidence: lowBulgaria — rental deposit (Закон за задълженията и договорите (Obligations and Contracts Act), наем)BGNationalBulgariaЗакон за задълженията и договорите (Obligations and Contracts Act), наемConfidence: lowCroatia — rental deposit (Zakon o najmu stanova and the Zakon o obveznim odnosima)HRNationalCroatiaZakon o najmu stanova and the Zakon o obveznim odnosimaConfidence: lowCyprus — rental deposit (Rent Control Law of 1983 (23/1983) for controlled tenancies, and the general law of contract)CYNationalCyprusRent Control Law of 1983 (23/1983) for controlled tenancies, and the general law of contractConfidence: lowCzechia — jistota / kauce (Občanský zákoník § 2254)CZNationalCzechiaObčanský zákoník (89/2012 Sb.), § 2254Confidence: high

Does this one reach your facts?

The engine runs every regime that could apply at once and reconciles them, rather than making you guess which page to read.

Not a law firm. Not legal advice. You send it yourself. This page describes a law; it is not advice about your situation and no outcome is promised.